PRIVACY NOTICE

PRIVACY NOTICE

This notice is being provided to you in accordance with the Securities and Exchange Commission’s rule regarding the privacy of consumer financial information (“Regulation S-P”). Please take the time to read and understand the privacy policies and procedures that we have implemented to safeguard your nonpublic personal information. Nonpublic personal information means personally identifiable financial information and any list, description or other grouping of consumers that is derived using any personally identifiable financial information that is not publicly available.

INFORMATION WE COLLECT

Telarray, LLC must collect certain personally identifiable financial information about its customers to provide financial services and products. The personally identifiable financial information that we gather during the normal course of doing business with you may include:

  1. information we receive from you on applications or other forms;

  2. information about your transactions with us, our affiliates, or others;

  3. information collected through an Internet “cookie” (an information collecting device from a web server); and

  4. information we receive from a consumer reporting agency.

INFORMATION WE DISCLOSE

We do not disclose, without your prior written permission, any nonpublic personal information about our customers or former customers to anyone, except as permitted or required by law, or as necessary to provide services to you. In certain circumstances, and in accordance with Section 248.13 of Regulation S-P, we may disclose all of the information we collect, as described above, to certain nonaffiliated third parties such as attorneys, accountants, auditors and persons or entities that are assessing our compliance with industry standards. In addition, we may share information with a nonaffiliate (i) as necessary to effect, administer, or enforce a transaction that you request or authorize, (ii) in connection with processing or servicing a financial product or service authorized by you, and (iii) in connection with maintaining or servicing your account. We enter into contractual agreements with all nonaffiliated third parties that prohibit such third parties from disclosing or using the information other than to carry out the purposes for which we disclose the information.

INFORMATION WE COLLECT

We restrict access to nonpublic personal information about you to those Employees who need to know that information to provide financial products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. If you decide to close your account(s), or become an inactive client, we will adhere to the privacy policies and practices as described in this notice.

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